Why Choose
Toledo Finance
Finding the right company and product can be overwhelming, so we offer affordable loans with fixed payments and interest rates, along with fast, friendly service.
We believe in responsible lending.
Applying for credit is a serious decision. Once approved, our contract becomes binding between you and us as the lender. We ask for your commitment and responsibility in honoring the agreement. It’s important to us to build a trusting relationship, so please only accept the loan if you’re fully prepared to fulfill your obligations.
We’re not a payday loan company.
As an installment lender, we don’t need access to your checking account. We’re transparent about our services from the start with no hidden fees! Loans typically run 6-13 months, with clear details on monthly payments, due dates, and total amount. And rest assured, no surprises down the road—the fees and terms stay consistent throughout the agreement.
We may help improve your credit.
You might notice an enhancement in your credit history as you repay your loan according to the agreed terms, as we report to the credit bureau every 30 days. This consistent reporting can contribute positively to your credit profile over time.
As I went through a financial situation, your firm stood by me till the end. Thanks for the trust. If you treat all your customers the way I was treated they will be pleased. Keep up the good work.
– E. Robinson
Our Motto
Pat Buddin established the first Toledo office in Center, TX on December 1, 1967, driven by a vision of unmatched service in every community. Excellence hinges on fostering an environment for employee growth, enabling them to deliver superior customer experiences. This dual commitment is embodied in the motto: “Our Community, Our Customers, Our Pleasure.”
1967
Opened the first office.
– Center, TX
2009
Opened the 50th office.
– Brownwood, TX
2020
Opened the first office in Oklahoma.
– Lawton, OK
1994
Opened the first office in the Rio Grande Valley.
– McAllen, TX
2015
Expanded to West Texas.
– El Paso, TX
When life happens,
we’re here to help.
Since 1967, Toledo Finance has been lending a helping hand across Texas and Oklahoma. Our goal? Safe, affordable installment loans that meet your needs. We’re proud to say that most of our employees have over 5 years of expertise in the small loan sector, and with over 70 locations, we prioritize cultivating connections within the communities we live and serve.