Responsible
Loans
During our application process, we consider stability, creditworthiness, and your budget to tailor a comfortable loan amount without unnecessary pressure to borrow more.
Loan Options
Traditional installment loans are among the oldest and most trusted forms of credit, known for their safety and affordability when borrowing money.
Signature Loans
A signature loan, also known as a “good faith” loan, is a type of personal installment loan that only requires a borrower’s signature and a promise to pay rather than physical collateral. This is our most popular loan option and is typically granted to those with good credit history.
Secured Loans
Installment loans for borrowers with poor credit may require collateral such as a vehicle title. For those that don’t meet our credit requirements yet still need an affordable and transparent loan, a secured loan taken out against a car or truck could be the way to go.
Get answers to your most
Frequently Asked Questions
Can I borrow more money if I already have a loan?
Contact your local Toledo Finance Branch to see if you qualify for a loan increase.
Can I make payments online?
Yes, you can conveniently pay your monthly bill online using your debit card through our website or app. You can also call your local branch during business hours to make debit card payments.
What do I bring to the office once I’ve been approved for my loan?
You’ll need to bring your Social Security card, ID, proof of residence, proof of income (such as your two most recent pay stubs or a bank statement), and 5 references.
What does my credit score need to be to get approved?
We consider various factors, including job stability, residence stability, credit history, and budget. Credit score alone does not determine loan approval.
What if I can’t make payments on my Toledo Finance Personal Installment Loan?
Contact your local Toledo Finance branch as soon as possible if you’re unable to make payments. We’re here to help find a solution that fits your needs.
What is considered proof of Income?
Your two most recent pay stubs or a bank statement showing your stated income will suffice. If you’re self-employed, your most recent tax return will be needed.
What size loans do you offer?
What type of loans do you offer?
Toledo Finance offers personal installment loans, which are paid off over time in equal monthly payments.
Did you get all your questions answered?
Let us help you get the money that you need now. Apply online or stop by a branch near you, and we will figure it out together.