Secured Loans
Secured loans offer affordable rates and stable, fixed interest as you rebuild your credit. Find out if a secured loan is right for you.
Why choose a secured loan?
A secured loan is a reliable and affordable way to take care of immediate expenses while rebuilding credit. It can equip you to get the money you need at an affordable rate.
- Excellent choice for those with poor credit or looking to rebuild their credit
- Same stable interest rates as our signature loans
- Fixed monthly payments for helpful budget control
- No credit check with required collateral, like an auto title
- No collateral required on future Toledo loans for qualifying borrowers
It’s easy to apply for a loan up to $1760.
Apply online, over the phone, or in person at one of our many convenient locations.
Apply today.
We offer a variety of loan options, including signature and secured loans, ranging from $200 to $1760.
Approved in minutes.
Our easy, hassle-free process usually takes less than 10 minutes.
Get your money.
Once approved, our experienced staff will assist you at the nearest location.
Is a secured loan right for you?
Explore how a Toledo Finance secured loan compares to other loan types.
Toledo Finance Secured Loan
Fixed payments and interest rates 
Credit bureau reporting Review of credit history and repayment ability Average loan terms 6-13 Months Title Loan
Fixed payments and interest rates 
Credit bureau reporting Review of credit history and repayment ability Average loan terms 30 Days Payday Loan
Fixed payments and interest rates Credit bureau reporting Review of credit history and repayment ability Average loan terms 30 Days Pawn Shop Loan
Fixed payments and interest rates Credit bureau reporting Review of credit history and repayment ability Average loan terms 2-4 Weeks Credit Card
Fixed payments and interest rates Credit bureau reporting Review of credit history and repayment ability Average loan terms Revolving
Here to help reach your goals.
Choose a convenient, trusted way to borrow money for whatever life brings. Discover just some of the ways a secured loan can work for you.
Moving Expenses
Credit Card Bills
Unexpected Expenses
Vacations & Travel
Home Improvement
Get answers to your most Frequently Asked Questions
What size loans do you offer?
What do I bring to the office once I’ve been approved for my secured loan?
You’ll need to bring your Social Security card, ID, proof of residence, proof of income (such as your two most recent pay stubs or a bank statement), 5 references, the car you are securing the loan with, and a clear title.
What is considered proof of Income?
Your two most recent pay stubs or a bank statement showing your stated income will suffice. If you’re self-employed, your most recent tax return will be needed.
Can I make payments online?
Yes, you can conveniently pay your monthly bill online using your debit card through our website or app. You can also call your local branch during business hours to make debit card payments.
What if I can’t make payments on my Toledo Finance Personal Installment Loan?
Contact your local Toledo Finance branch as soon as possible if you’re unable to make payments. We’re here to help find a solution that fits your needs.
Can I borrow more money if I already have a loan?
Contact your local Toledo Finance Branch to see if you qualify for a loan increase.
What type of loans do you offer?
Toledo Finance offers personal installment loans, which are paid off over time in equal monthly payments.
Can a Personal Installment Loan help me build credit?
Yes, making on-time payments over time could help improve your credit.
How can I apply for a loan with Toledo?
Apply online through our website or visit your nearest branch. Loan approval results are typically provided within 30 minutes.
Do you report to the credit bureau?
Yes, we regularly report your credit information to Transunion every 30 to 31 days.
What do I do if I believe there is an error on my credit report?
Contact our corporate office at 936-598-2776 with your name, account number, and branch information to resolve any discrepancies promptly.
Did you get all your
questions answered?
Let us help you get the money that you need now. Apply online or stop by a branch near you, and we will figure it out together.