As an essential business, Toledo Finance remains open to help serve our valued customers. We are taking every precaution in response to COVID-19 and following the CDC's guidelines on best practices to protect our team members and customers. We would still like to encourage customers to use our debit card payment option. We are currently waiving fees for payments made by phone through April 30th. Please don't hesitate to contact your local Toledo branch office for assistance.

Responsible Lending

We Believe in Responsible Lending

Applying for any form of credit isn’t a decision to be taken lightly. If your application is approved, and you agree to the terms of the note, we ask that you please remember that our contract becomes a binding agreement between you as a customer and us as a lender. We ask that this be as serious an agreement to you as it is to us. We want our relationship with our customers to be a happy and trusting one, so we give you the facts as clearly as possible. We ask that you only accept a loan if you are capable and willing to hold up your end of the deal.

We Aren’t a Pay Day Loan Company

We do not require our customers to have a checking account, and we do not charge any hidden fees. We will be upfront with you about our services from the moment you contact our office. Most of our loans are set up on 6 to 12 month contracts, and you will be clearly advised of the repayment plan, including the monthly payment amount, the due date, and the total amount of the note. The fees and terms of the contract will not change throughout the course of the agreement.

Improving Your Credit History

You may see an improvement to your credit history when you repay, agreeable to the terms of your loan, because we report to the credit bureau every 30 days.